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The Guaranteed Quality Mortgage Lending

Golden State Home Loans specializes in finding our clients the best loan program for their needs with the lowest rates and fees. As opposed to a bank or direct lender, we are not confined to the limited programs and higher rates that banks typically offer. Since we don’t have loyalties to any one bank or lender, our sole focus can remain on delivering the best rates, personal service, and taking care of you!

We are a locally-owned and operated mortgage brokerage with home offices in Grass Valley, CA. Our founder Jared Acosta started in the mortgage industry in 2005 and has worked both the retail side (banks) and wholesale side (mortgage brokers) of home loan lending. He took everything he learned over the years and formed Golden State Home Loans with the mission of taking care of customers first. Customer satisfaction is our #1 goal!

Golden State Home Loans also prides itself on being a valuable partner in the communities we serve by supporting local charitable organizations with both in-kind and monetary donations. We look forward to working with our partners, clients and the communities we serve to provide the right mortgage in the most convenient and professional manner possible.

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