Want to Save $1000s
on Your Mortgage?
Whether you're a first-time buyer or want to
refinance at a lower rate, we can help.
"Jared was the best! We were first time home buyers from the Bay area and knew nothing of the home buying process. Jared was fast and efficient in every way in securing the best rate and loan. Jared took care of every question and request we had at any time of the day. Shopping for a trustworthy person is hard these days but Jared bent over backwards for our family. We now have a great home! "![]()
6 Ways We Help You Lock in Lower Rates
Let our experienced team of Mortgage Advisors guide you through the buying or
refinancing process quickly, efficiently, and confidently.
![Secure Your Home Purchase Loan Secure Your Home Purchase Loan](https://ba83337cca8dd24cefc0-5e43ce298ccfc8fc9ba1efe2c2840af0.ssl.cf2.rackcdn.com/edge/home-loan.png)
Secure Your Home Purchase Loan
Rates are competitive — so it's a great time to buy! We'll help you apply for, compare, and choose a home purchase loan that makes your dream home an affordable reality.
![Refinance for Better Rates Refinance for Better Rates](https://ba83337cca8dd24cefc0-5e43ce298ccfc8fc9ba1efe2c2840af0.ssl.cf2.rackcdn.com/edge/refinance-rates.png)
Refinance for Better Rates
Take advantage of today's great terms to significantly lower your monthly payment, the interest you pay over the life of your loan, or both. How will you use the money we put back in your pocket?
![Compare Rates & Pick the Best Compare Rates & Pick the Best](https://ba83337cca8dd24cefc0-5e43ce298ccfc8fc9ba1efe2c2840af0.ssl.cf2.rackcdn.com/edge/compare-rates.png)
Compare Rates & Pick the Best
You wouldn't accept the first offer at the car lot, so don't just take your first mortgage offer. Use our rate comparison tool to shop around and find the terms that work best for you.
![Get Your Loan Funded Faster Get Your Loan Funded Faster](https://ba83337cca8dd24cefc0-5e43ce298ccfc8fc9ba1efe2c2840af0.ssl.cf2.rackcdn.com/edge/loan-funded-faster.png)
Get Your Loan Funded Faster
Other lenders giving you the runaround? Our fast funding options mean you'll never miss out on the house you really want.
![Evaluate Your Property Evaluate Your Property](https://ba83337cca8dd24cefc0-5e43ce298ccfc8fc9ba1efe2c2840af0.ssl.cf2.rackcdn.com/edge/evaluate-property.png)
Evaluate Your Property
Know where you stand. With your up-to-date property evaluation in hand, you'll be better equipped to choose the loan terms that fit your goals.
![Get a Cash-Out Refinance Get a Cash-Out Refinance](https://ba83337cca8dd24cefc0-5e43ce298ccfc8fc9ba1efe2c2840af0.ssl.cf2.rackcdn.com/edge/cash-out-refinance.png)
Get a Cash-Out Refinance
Take advantage of your home's equity with a cash-out refinance — and put your home loan to work for you.
Know Your Options &
Get Pre-Approved with
Our Quick & Easy Tools
![](https://ba83337cca8dd24cefc0-5e43ce298ccfc8fc9ba1efe2c2840af0.ssl.cf2.rackcdn.com/edge/approval-letter-image.webp)
Get your FREE
Pre-Approval Letter
Find out how much home you can afford by getting pre-approved for your next home loan now.
Get Started Now![](https://ba83337cca8dd24cefc0-5e43ce298ccfc8fc9ba1efe2c2840af0.ssl.cf2.rackcdn.com/edge/analyze-image.webp)
Analyze Your
Refinance Options
This free calculator crunches the numbers for you. Find out exactly how much money you can save by refinancing.
Get Started Now![](https://ba83337cca8dd24cefc0-5e43ce298ccfc8fc9ba1efe2c2840af0.ssl.cf2.rackcdn.com/edge/mortgage-rates.webp)
Compare Today's
Mortgage Rates
Browse today's rate comparisons to see which individual mortgage terms make the most sense for you.
Get Started NowYour Home Loan Could Be
Fully Funded 30 Days From Now
Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly and seamlessly. When you work with Golden State Home Loans for your home loan or refinance, you can get your money and do what you want with it - usually in less than 30 days.
Get Your Mortgage Rate Quote in Just 30 Seconds!
Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below: